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Online Banking

Routing #: 301282064

Mobile Deposit 

Mobile Deposit allows you to make secure deposits conveniently anytime using your smartphone. Apply in person or online mobile deposit application. You will be notified via Virtual Branch, 48 hours post-submission.

  1. WHAT DOLLAR LIMITS APPLY TO MOBILE DEPOSIT?
    1. Per Check Limit- $3500
    2. Per Daily Limit- $3500
  2. HOW SHOULD I ENDORSE THE CHECK?
    1. The back of the check MUST include the signature of the payee AND the words MOBILE DEPOSIT ONLY- CMCCU Check #xxxx
  3. WHEN WILL THE DEPOSIT POST TO MY ACCOUNT?
    1. Mobile Deposits confirmed as received BEFORE 3 pm
      1.  Credited within 24hrs.
    2. Mobile Deposits confirmed as received AFTER 3 pm
      1. (Holidays & Weekends)
      2. Credited within 24 hours of the next business day.
  4. WHAT ARE THE FEES FOR USING MOBILE DEPOSIT?
    1. NO FEES
  5. HOW LONG SHOULD I KEEP MY CHECK(s) AFTER MOBILE DEPOSIT?
    1. Please securely store your check(s) for 60 days.
      1. Once the deposit appears in your deposit history AND 60 days have passed, please destroy the check.
  6. QUALIFIED OPERATING SYSTEMS
    1. Android
    2. iPhone
  7. WHAT ITEMS CANNOT BE MOBILE DEPOSITED?
    1. Savings Bond
    2. Foreign Check
    3. Money Order
    4. Rebate Check
    5. ALL Mobile Deposits are subject to the Check Acceptance Policy.
  8. I’VE BEEN APPROVED. HOW DO I GET STARTED?
    1. Access Mobile Banking
    2. Select DEPOSIT
    3. Select DEPOSIT CHECK
    4. Select FRONT IMAGE (follow prompts)
    5. Select BACK IMAGE (follow prompts)
    6. CONFIRM DEPOSIT

 

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